Important Things to Know About Home Renovations

Renovations are essential to every homeowner’s life. However tough or well-built your house is, it will still require some sort of renovation in the future. If you are a new homeowner, you must be prepared before you start fixing up your place or you can be overwhelmed with everything.

Follow the steps below to have a smooth-sailing renovation experience.

Home Renovations

Building a blueprint.

Before anything else, you must create a clear blueprint for your contractors to follow. As much as possible, it would be a lot better if you have a professionally done blueprint so that the construction will be easier. Alternatively, you should have a comprehensible plan that you are certain of. There are many homeowners who often change their minds in the middle of construction. While this is unavoidable, changing plans all the time will delay the renovation too much. If you make a concrete plan that you can stick to, you will save a lot of time and money.

Hire a reliable contractor.

Some homeowners can do home renovations on their own. However, there are those who are more comfortable with hiring contractors, especially if they are doing a big renovation. If you are planning on doing this, make sure to hire a home renovation contractor that is trustworthy and reliable. There are a few bad contractors who will not just overcharge you but can also ruin the whole project. Take time in choosing the right people for the job or better yet, ask for recommendations from friends and family members.

Be present during the project.

There are some homeowners who are comfortable with entrusting the whole renovation project with their contractors and just take a vacation during the upgrades. However, this is not really advisable as it can cause problems which can be hard to resolve if you are nowhere near. While you do not really need to be present 24/7 at the construction site, it will be a big help if you drop by from time to time so that you can check on the progress. The best kind of contractor will make sure your input will be well-received and incorporated throughout the whole renovation. Your presence allows you to take control of the project even if you are not really the one doing all the labor. Be wary of contractors who do things their own way without consulting you first.

Don’t be cheap.

While renovations should not be overly expensive, they should never be cheap. You may get away with cheap upgrades for awhile but in the long run, these bargain upgrades will not last you a lot of time. The tendency with being cheap is your materials will be of low quality, which will just wear down a lot quicker than more expensive options. You will just end up redoing and re-upgrading your home after a couple of years, when you can extend this by going for higher quality materials. This is especially important if you are renovating big projects like the kitchen area or the pipes and drainages that run down your whole house.

Ways to Get a Mortgage in the U.S.

Before the credit crunch in 2007, banks would hand out huge mortgages to anyone, even to those with no savings. Self-employed workers who have no evidence of income could go directly to the financial establishment, and acquire a quick loan just by simply telling what they earned. This loan process was known as self-certification mortgage.

Then, the recession began. The shortage in mortgage funding and continuing weakness of the economy, along with the abuse of the loose lending system, led to self-cert mortgages being banned. Today, there are no self-cert mortgages available in the country, and banks are much more cautious when it comes to screening and lending, making it hard for borrowers, particularly for self-employed, to get a home loan. But of course, just because it’s hard doesn’t mean it’s already impossible. There are a lot of ways to apply for a mortgage loan and increase your chance of getting approved even if you’re a self-employed, here’s how:

 

ways to get mortgage

 

 

  1. Improve your credit rating. One of the first key things to do when considering applying for a loan is to ensure that your credit file is in good standing. Lenders will want to confirm that you’re a good risk by checking your credit file before lending you any amount. So, if you have debts or bills due, make sure you pay them on time.
  1. Hire your own accountant. Lenders want to know that they’ll get back the money they lend out. So, it’s very important that you provide something that will prove that you will be able to pay off the amount you’re borrowing– and hiring an accountant is one of the best solutions. This doesn’t mean, of course, that you need to employ a full-time accountant; if you’re a self-employed, you just need a couple of hours of their time to help you. Hiring an accountant will make it clear that you’re serious about the process. In addition, your accountant can also help you understand the process more, and help you choose which loan suits you.
  1. Pay off your debts. Do not miss any bills, credit card, or other loan payments. This will reflect on your credit report, which is a crucial document when applying for a loan. Remember, lenders are likely to check all your financial reports – from your income records to credit card files – to determine if you’re worthy to be approved for a loan.
  1. Save, save, save. Banks are more cautious these days. In fact, most of them require you to have a deposit worth of 10% of the purchase price of the property before they’ll even consider you. So if you’re buying a house for $100,000, you need to put down at least $10,000. And if you want better deals, some of them will insist for higher deposits. Of course, this is not to mention the amount that you should pay for property taxes, home insurance, home inspection, and many others. So it’s really crucial to ensure that you have enough cash to cover all your mortgage cost.
  1. Talk to several lenders. Not all senders offer the same kinds of loan, so it’s crucial to shop around and do your homework. It is also helpful to get some help from a professional to determine which of the banks’ terms and interest rates are better for you.
  1. Get your documents in order. There’s a great chance that you’ll get the loan that you want if you keep all the necessary paperwork in order. These documents will be your proof that you can repay the amount that you’re borrowing. The typical things that lenders will likely to check are your tax return, bank statements, proof of address, and any documents that verify your source of income

Pressure Washer For Home Use

pressure washerA couple of machine types can now be bought in the market. There are many types that can be made perfect for hard to clean places and locations. With such kind of home chores, one machine that most homeowners would rely on is known as high powered pressure washer. However, with the various types that are available around, it can be tricky to select the best one to suit for your unique needs. Below are some effective tips to take into account to be able to buy the proper equipment for your specific need or situation.

A pressure washer for home use is a mechanical kind of device that is made to clean things and places using high pressure or high volume. The features can vary. It would depends on the size of the nozzle and those that can be used for cleaning mold, dust, loose paint, mud, dust and other that is beyond your control without the help of any device.  Pressure washers can also be used to clean huge structures like cars, buildings, driveways and concrete roads. They can also give you the ability to fit the device on hard to reach places.

Pressure washers can be classified based on the fuel type that it used. It can be diesel, gas, petrol, hydraulic, electric and steam washer. The first thing to do to be able to get the best device for your needs is to figure out the type of fuel that you would like to use. Read more at http://ezinearticles.com/?Best-Pressure-Washer:-What-to-Keep-in-Mind-When-Buying&id=5872581

On the market, the most common type to find would be the ones that can generate 750 to 5000 pounds per square inch or PSI of pressure. The basic one has an engine that runs on gasoline or electricity that is attached to high pressure hose and also comes with trigger style of switch.

If there is one thing to keep in mind in terms of buying a washer is the size and type of motor is definitely not the most relevant part of choosing. In fact, the most essential aspect would be to consider the pump’s durability and size. There is a need to consider the amount of gallons that it can pump, and the psi it generates so as to know if the power is sufficient.

Another thing is that the best pressure washer for home use gives velocity and pressure coming from the water source provided. This means that if the water supply is not enough, the product will not be able to operate at its best performance. The truth is, it may even be damaged.

To be aware of the safety features that can be or cannot be featured on the machine is another thing to keep in mind. With this, the description of the device must be read carefully. This will let you know if the machine can provide protection on low oil, thermal protection and if filters are equipped with it. There are models that are already built in with such features yet many are not. This, it is essential to read the manual.

Pedestal sump pumps

 

The pedestal pump is designed for use in home to draw water from sumps. It is usually equipped with an 8-ft long, 3-prong grounding type power cord. Motor is air cooled; it is not designed to operate under water. The pump id operated using a float switch that is provided for automatic pump operation.

For purposes of preserving the aquatic life this pump is not suitable for use in places where there is some aquatic life.

A pedestal sump pump requires a ground fault circuit interrupter.

One should be aware that this pump is for use on 120 Volt, 60 Hz and 15 Amp single phase source and is equipped with a three conductor cord and a three prong grounding plug.

 

 

Pedestal pump Installation

  1. Install pump in a sump pit with minimum size as shown. Construct sump pit of tile, concrete, steel or plastic.
  2. Locate unit on a solid, level foundation. Do not place pump directly on clay, earth, gravel or sandy surface. These surfaces contain small stones, gravel, sand, etc. that may clog or damage the pump and cause pump failure.
  3. Thread check valve (not included) into pump body carefully to avoid stripping or cross threading.
  4. Connect around a quarter inch rigid pipe to rubber boot on check valve. Reverse boot for one inch diameter pipe and tighten hose clamps.
  5. Protect electrical cord from sharp objects, hot surfaces, oil and chemicals. Avoid kinking the cord and replace damaged cords immediately.
  6. A sump pit cover must be installed to prevent debris from clogging or damaging the pump.
  7. Insert the float switch cord plug directly into a 120 volt outlet

Adjusting and Testing pedestal pump

Tis is usually important so as to know whether your pump is in good condition before starting to use it.

  1. First the sump is filled with water.
  2. Then the rubber grommet is adjusted into a permanent position on float rod so that the pump switches on with an approximate level of fourteen of water in the sump.
  3. While the pump is draining the pit, verify that the discharge piping is carrying the water to a point several feet away from the foundation.
  4. If the pump discharge line is exposed to freezing temperature, the exposed line must be pitched to drain. This is because trapped water will freeze and damage the pump.

Safety rules to observe with pedestal pump

  1. If repairs are required, see troubleshooting chart.
  2. If the motor is disassembled prior to expiration of warranty will void the warranty.
  3. Keep pump inlet clean and free of all foreign objects and inspect annually. This is because a clogged inlet will damage pump.
  4. Check pump monthly for proper operation.

NOTE: A pump that has a tripped thermal protector may start suddenly!

Symptom Possible, their Cause(s) and corresponding Corrective Action

  1. Pump will not start

Causes:

  1. Blown fuse.
  2. Low line voltage.
  3. Defective motor.
  4. Defective switch.
  5. Impeller.
  6. Float obstructed.

Corrective Action:

  1. If blown, replace with proper sized fuse or reset breaker.
  2. If voltage is under 108 volts, check wiring size.
  • Replace motor or pump.
  1. Replace switch.
  2. If impeller will not turn, remove housing and remove blockage.
  3. Make sure float moves freely up and down.
  1. Pump start and stops too often

Causes:

  1. Back flow of water from piping.
  2. Float out of adjustment.

Corrective Action:

  1. Install or replace check valve.
  2. Adjust grommet.
  1. Pump will not shut off or thermal protector turns off

 

Causes:

  1. Defective switch.
  2. Obstacle in piping.
  • Float obstructed.

Corrective Action:

  1. Replace switch.
  2. Remove pump and clean pump and piping.
  • Make sure float moves freely up and down.

 

  1. Pump operates but delivers little or no water

Causes:

  1. Low line voltage.
  2. Plugged impeller.

Corrective Action:

  1. If voltage is under 108 volts, check wiring size.
  2. Clean out impeller.